1. Acceptance of Terms

When you visit wise-logicnode.com or engage with our services, you're agreeing to these terms. If something here doesn't sit right with you, we'd rather you didn't continue using our platform. Sounds harsh, but it's actually the honest approach—we want clients who understand what they're signing up for.

These terms apply to everyone who interacts with our site: visitors browsing content, potential clients exploring our methodology, and existing clients actively using our services. We update these terms occasionally as our business evolves or regulations change. We'll notify active clients of major changes, but it's worth checking back here now and then.

2. Description of Services

We specialize in budget risk management for businesses operating in Vietnam and the broader Southeast Asian market. Our work involves analyzing financial data, identifying potential risk factors, and developing strategies that might help reduce exposure to budget volatility.

What We Actually Do

Our services focus on practical financial planning. We don't predict the future or guarantee specific outcomes. What we do is look at your current situation, identify patterns that could become problems, and suggest adjustments based on our experience with similar scenarios.

3. User Obligations

You've got responsibilities too. For our work to be effective, we need accurate information from you. Garbage in, garbage out—that's not just a cliché in our field, it's reality.

Provide Accurate Information

• Share complete and truthful financial data when requested
• Update us promptly if your business circumstances change significantly
• Keep your account credentials secure and confidential
• Notify us immediately if you suspect unauthorized access to your account

Prohibited Activities

Don't use our services for anything illegal or unethical. This includes but isn't limited to: money laundering, tax evasion, fraudulent reporting, or circumventing regulatory requirements. We're here to help legitimate businesses manage risk, not to facilitate questionable practices.

Also, don't try to reverse-engineer our methodologies, scrape our website content, or resell our insights as your own. We've put years into developing our approach, and we protect it accordingly.

4. Intellectual Property Rights

Everything on this website—the content, methodologies, analysis frameworks, and visual design—belongs to us. When we create reports or recommendations for you, you can use those for your business purposes. But you can't redistribute them, publish them publicly, or share our proprietary approaches with competitors.

Your business data remains yours. We use it to provide services to you, but we don't claim ownership of it. We might aggregate anonymized data across clients to improve our methods, but your specific information stays confidential.

5. Privacy and Data Protection

Financial data is sensitive. We take its protection seriously and comply with applicable data protection regulations in Vietnam and internationally where relevant.

How We Handle Your Data

• We collect only the information necessary to provide our services effectively
• Your data is stored on secure servers with encryption protocols
• We limit access to your information to team members directly involved in your account
• We don't sell or share your data with third parties for marketing purposes
• We retain data for the duration of our relationship plus any legally required retention periods

For complete details on data practices, check our Privacy Policy. These terms reference it but don't replace it.

6. Payment Terms

Our services come with fees, which vary depending on the scope and complexity of what you need. We'll provide clear pricing before you commit to anything.

Billing and Payment

Invoices are typically issued monthly for ongoing services or upon project milestones for fixed-scope work. Payment is due within 30 days of invoice date unless we've agreed to different terms in writing. Late payments may incur interest charges at standard commercial rates.

If payment becomes significantly overdue, we reserve the right to suspend services until the account is current. We'd rather not do this—it's disruptive for everyone—so let's communicate if payment challenges arise.

7. Limitation of Liability

Here's where we talk about what happens if things go wrong. We provide professional services, but we can't control external market forces or guarantee specific business outcomes.

This isn't us trying to dodge responsibility—we stand behind our work. But financial consulting involves analysis of uncertain future conditions. We use reasonable skill and care, but we can't predict every market shift or economic development.

Your Own Due Diligence

You should review our recommendations with your own financial advisors and make final decisions based on your complete business context. We provide one piece of the puzzle, not the entire picture.

8. Termination

Either party can end our working relationship with written notice. For ongoing service agreements, we typically require 30 days' notice. Project-based work continues until completion unless both parties agree to early termination.

We can terminate immediately if you violate these terms, provide false information, or use our services for prohibited purposes. You'll still owe payment for services rendered up to the termination date.

When the relationship ends, we'll return or securely destroy your data according to your instructions and legal requirements. Some information may need to be retained for regulatory compliance—we'll explain what and why.

9. Dispute Resolution

We hope it never comes to this, but if disputes arise, let's try to resolve them professionally before involving lawyers and courts.

Resolution Process

First step: direct communication. Most issues can be resolved through honest conversation. If that doesn't work, we're open to mediation with a neutral third party. This tends to be faster and less expensive than formal legal proceedings.

These terms are governed by Vietnamese law. Any legal proceedings would be subject to the jurisdiction of courts in Nam Định Province, where our business is registered.

10. Changes to Terms

Business environments change, and occasionally we need to update these terms. When we make significant changes, we'll notify active clients via email at least 30 days before the new terms take effect.

Continued use of our services after changes become effective means you accept the updated terms. If you don't agree with modifications, you can terminate the relationship before they take effect.

11. General Provisions

A few final points that don't fit neatly elsewhere but matter nonetheless.

Severability

If any provision of these terms is found unenforceable, the rest remains in effect. We'd modify the problematic section to be enforceable while preserving its intent as much as possible.

No Waiver

If we don't immediately enforce a term, that doesn't mean we're waiving our right to enforce it later. We might choose to be flexible in specific situations without setting a permanent precedent.

Assignment

You can't transfer your rights or obligations under these terms without our written consent. We might assign our rights if we reorganize our business structure, but your service continuity would be protected in such scenarios.